Horizon
Book a demo

The first self-custody, borderless, agent-native, multi-local
finance OS

One business account with banking, payments, cards, and treasury. US ACH, EU IBAN, every major local rail, and stablecoins on every major chain. All self-custodial, all in one balance.

Everything you need to run finance.

Accounts

One balance.

Every currency.

Also supported
JPY · CAD · AUD · CHF & more
Available balance
$2,847,500.42
Receive intoAuto-converts to USDC
USDACH · Wire
0123 4567 8901
EURSEPA IBAN
DE89 ···· 0130
GBPSort Code
12-34-56 · 0011
NGNNUBAN
0123 4567 89
+ 6 more rails comingOpen account →

Payments

Any rail.

Any chain.

Also supported
US ACH, EU IBAN & more
EURIBAN
USDACH
USDC
GBPSort
EURC
NGNNUBAN

Cards

Corporate cards.

Tap to pay.

9:41
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Business
•••• 4928
Hold Near Reader
Horizon

AI CFO

Ask anything.

What's our runway?
HorizonSynced 2m ago
14.2months runway
Cash
$2.84M
Monthly burn
$185k
Saved $4.2k from last rebalance

Treasury

Idle, earning.

4.7%
APY · 12-mo rolling
+1.7%
JanAprJulOctNow

Management

Books, bills, team. Connected.

Books and bills, wired into your stack.

Agents

Banking for

& with AI.

Vendor Bot
Auto-pay vendors
Active
Monthly limit$50,000
$12,420.50 spent
AWS
$4,200
Twilio
$890
OpenAI
$320
Policy · Auto-approve under $5k

Start free. Scale on your horizon.

Three plans, no contracts. Move up when the venture moves up. Never before.

Starter
$0/forever

For founders opening their first global business account.

  • Self-custody vault, your keys always
  • Send and receive in 195+ countries
  • Up to 3 team members
  • Real-time treasury dashboard
  • Invoicing and basic bookkeeping
  • Yield on idle balance from day one
  • AI CFO answers: balance, runway, cashflow
Most chosenBusiness
$49/month

For teams running payroll, contractors, and treasury.

  • Everything in Starter, plus:
  • Virtual and physical cards for the team
  • USD (ACH/wire), EUR IBAN, GBP accounts
  • On/off-ramp between fiat and stablecoins
  • More members and approval workflows
  • Payroll and bulk payouts to global contractors
  • Xero, QuickBooks, Stripe and 20+ integrations
Scale
$99/month

For businesses moving real volume.

  • Everything in Business, plus:
  • AI CFO that executes payments and runs treasury
  • Up to 25 AI agents with policy controls
  • Advanced reporting and financial statements
  • Higher transaction limits
  • SSO, audit logs, custom permissions
  • Priority support · 1-hour response